01/07/03
                          United States Bankruptcy Court
                                District of Vermont

                   Original Chapter Filings - Case Count Report

             Quantity of Cases filed between 01/01/2002 and 12/31/2002
               -----------------------------------------------------


  Chapter         7  Business Cases                    69
                     Consumer Cases                 1,539
                                                   ---------
                                    Chapter Total   1,608
  ==============================================================================


  Chapter        11  Business Cases                     6
                                                   ---------
                                    Chapter Total       6
  ==============================================================================


  Chapter        13  Business Cases                    15
                     Consumer Cases                   193
                                                   ---------
                                    Chapter Total     208
  ==============================================================================


                                      Grand Total   1,822

  *There are no consumer cases for Chapter 12.  Chapter 12 is solely
  available to family farmers.  By our definition, a family farmer
  operates a business as opposed to being solely a consumer.